导读：存款怎么说？牛市是什么？熊市是什么？还有哪些常用的金融口语表达？超实用金融干货，速来领取！银行deposit 存款» Deposits can be made at any branch.   在任何一家分行都可以存钱。 account 账户» I don't have a bank account

存款怎么说？牛市是什么？熊市是什么？还有哪些常用的金融口语表达？超实用金融干货，速来领取！

银行

deposit 存款

» Deposits can be made at any branch. 

  在任何一家分行都可以存钱。 

account 账户

» I don't have a bank account. 

  我没有银行账户。

overdraft透支

» Many students have a free overdraft facility

许多学生都能享受免费透支服务。

cheque 支票

» to write a cheque 

  开支票 

withdraw取款

 » I'd like to withdraw £250, please. 

  劳驾,我想提取 250 英镑

股市

bear market 熊市

» a situation in which the value of stocks is decreasing

bull market 牛市

» a stock market in which the price of shares is going up and people are buying them

blue-chip stocks 蓝筹股

» Mr. Jeppson has a portfolio of nothing but blue-chip stocks.

杰普逊先生持有的有价证券全都是蓝筹股。

bid price 买价

» Speculation centered on a likely bid price of 380p a share.  

大多数人猜测买方出价可能为每股380便士。

ask price卖价

» Bid-ask spread the amount that the ask price exceeds the bid.

买卖差价叫价高于出价的金额。

资本

capital assets 资本资产

Discussion of Theory and Applying of Capital Assets Pricing Models  

资本资产定价模型理论及其应用探讨

Capital Expenditure 资本性支出

Capital expenditure was treble the 2002 level.  

资本支出是2002年的三倍。

capital lease 资本租赁

A capital lease pays for property over the term of its useful life.  资本租赁指在资产的有效使用年限内支付其费用。

capital surplus 资本盈余

Capital surplus oil exporting countries

资本盈余的石油输出国

capital transfer 资本转移

Dynamic Analysis between Capital Transfer and Economic Growth  

资本转移与经济增长关系的动态分析

期货

Futures期货

This report could spur some buying in corn futures when the market opens today...

这一报告可能会在今天开市后刺激一些人买进玉米期货。

Options期权

Each bank has granted the other an option on 19.9% of its shares.

两家银行都同意给予对方其19.9%股份的期权。

Foreign Currency Options外汇期权

This paper studies risk of foreign currency options with the extreme value theory.  

本文就是将极值理论应用于外汇期权的风险度量中从而进行研究的。

Premium期权费(期权权利金,保险费)

If the option premium were too low to compensate the writer for the risk.

如果期权费过低不足以补偿出票方的风险。

Volatility易变性

Volatility in financial markets has declined.

金融市场的动荡降幅。

常用口语表达

Do you like to open a current account?

你想开一个活期存款帐户吗?

Five yuan is the minimum original deposit.

最低起存款额是5元。

I need a checking account so that I can pay my bill.

我需开个支票帐户，这样就能付帐。

What if I overdraw?

如果透支了怎么办？

Please write your account number on the back of the check.

请在支票背面写上你的帐号。

I'd like to convert the full amount of the remittance into U.S. dollars.

我想把全部汇款换成美圆。

Fill out a withdrawal form, please.

请填写取款单。

Interest is paid at the rate of 1% per annum at present.

目前每年的利率是1%。

What's the exchange rate today?

今天的兑换率是多少？

The interest is added to your account every year.

每年的利息都加到你的存款中。

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